I might be the last person on Earth to realize this, but I recently learned how useful spreadsheets can be in my personal life. This whole time I’ve been avoiding spreadsheets because I thought they were for serious business people who need to do serious things like projections and reports.

So I’ve been pushing myself to learn Excel recently, and I’m amazed how quickly I can make “apps” for myself through Excel vs doing it in a proper programming language. I’ve been proud of a minimalist budgeting system that I made that’s inspired by YNAB called Budgie, so it’s up online if you’d like to use it!